Blog Benefits

Helping working Canadians be healthy for over 20 years

Blog Benefits

Helping working Canadians be healthy for over 20 years

Blog Benefits

Helping working Canadians be healthy for over 20 years

5 Ways BBD Supports Group Insurance Advisors’ Success and Growth

Oct 04 | 2018 Benefits

Group insurance can be busy and often times overwhelming. Whether you’re a brand new Advisor or one with twenty years of experience, having someone to provide you with the resources you need to succeed can have a big impact. Benefits by Design (BBD) Inc. believes in supporting Advisors and helping...

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Making Group Benefits Communication Easier – Tips from Our Human Resources Department

Sep 27 | 2018 Benefits

Does your organization have a group benefits plan? Do your employees know what group benefits they have? Do you regularly check in with them to gauge how well they understand the benefits available to them? Making sure your employee benefits are well understood and accessible is the key to a...

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Biologic Drugs and Biosimilars – Here’s What You Need to Know

Sep 20 | 2018 Benefits

Biologic drugs can be life saving when plan members or their dependents become ill, but they can also be incredibly expensive, taking huge chunks out of your wallet or driving up the cost of your benefits plan. But what if there was a less expensive, yet highly effective solution? That’s...

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Long Term Disability Insurance: Three Big Issues to Watch For

Sep 06 | 2018 Benefits

As much as we like to think we are invincible, many individuals do become disabled. In 2012, almost 14% of the Canadian population over the age of 15 – a whopping 3.8 million people – reported living with a disability. A disability can result from a number of causes including...

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What is a Third Party Administrator (TPA) & How Does it Differ from a Large Insurer?

Aug 30 | 2018 Benefits

In the Canadian group insurance marketplace, the delivery, administration and claims adjudication services has historically been dominated by large insurers. But there’s another player in town that operates in the same space with a focus on small to medium sized businesses – the Third Party Administrator (TPA). History of Third...

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Medical & Recreational Cannabis – What You Need to Know

Aug 09 | 2018 Benefits

Another difference is coverage. MC can be covered under the right benefits plan. It has taken a while for insurers to begin covering MC due to a combination of not having a Drug Identification Number (DIN) and a lack of available research. Recently, more research has become available about the...

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Benepac®: A Benefits Plan Building Block

Aug 02 | 2018 Benefits

Benefits by Design (BBD) Inc.’s Benepac® has a twenty year history of providing Canadians with benefits that keep their employees and themselves healthy and financially secure. You can think of Benepac® as our benefits building block. It’s the foundation we’ve used as a base and built from the ground up,...

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Renewals 101 Webinar: Top Takeaways and Questions & Answers

Jul 19 | 2018 Benefits

At the start of 2018, Benefits by Design (BBD) Inc. resolved to take benefits back to basics and began asking ourselves how we could make things simpler. One of the most important conversations an Advisor will have with a client is the renewal conversation, and it can be a tricky...

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Group Benefits Renewal: Understanding the Process

Jun 14 | 2018 Benefits

Like many things in life – mortgages, car leases, Spotify memberships – after a period of time you have to renew your contract. The same rules apply for group insurance. If only group benefits renewals were as easy as clicking “Agree” to another year of Spotify Premium®! However, they are...

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3 Ways a Defined Benefits Plan Keeps Costs Contained

May 31 | 2018 Benefits

An employee benefits plan is like a balance scale – with benefits on one side and employees on the other. If employees use too much of a benefits plan, the scale tips unfavourably. If employees don’t have enough benefits coverage, you’ll see them suffer to keep themselves healthy and well....

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