Blog Benefits

Helping working Canadians be healthy for over 20 years

Blog Benefits

Helping working Canadians be healthy for over 20 years

Blog Benefits

Helping working Canadians be healthy for over 20 years

Everything You Need to Know About Benaccount®’s Catastrophic Coverage

Aug 20 | 2019 Benefits

  When Should Employers Take Benaccount? We have a variety of products at Benefits by Design (BBD) Inc. that each fills their own niche, and are specifically designed to fulfill a unique benefits need. Here’s where we see Benaccount fitting in best: #1. When employers want to protect employees from...

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FAQ’s About Accidental Death and Dismemberment (AD&D) Insurance

Aug 13 | 2019 Benefits

Accidental Death & Dismemberment Insurance (AD&D) is an employee benefit that, by our own admission, doesn’t get much profile. That’s not because it’s not a great benefit – it’s largely because it’s almost always paired with Life Insurance. Why? Well, like good wine and cheese, they just work well together....

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5 Employee Benefits Solutions for Your Clients

Aug 06 | 2019 Benefits

Recommended product: Health Assist® Green Shield Canada (GSC)’s Health Assist provides individual health and dental coverage with no termination age. Coverage continues, regardless of age, as long as payments are made, making Health Assist a natural fit for employees losing coverage, no matter the reason. Recommended product: ASOnly® ASOnly is...

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Standalone® + Pooled Benefits

Jul 30 | 2019 Benefits

Critical Illness (CI) Insurance covers plan members and their dependents for unexpected serious illnesses from a pre-determined list of conditions. Employees receive a lump sum payment upon the diagnosis of one of the covered conditions. It’s an excellent way to round out a Standalone plan with additional financial protection against...

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Dispelling Myths About Individual and Group Travel Insurance

Jul 23 | 2019 Benefits

If you’re like most Canadians, you travel – a lot. Many people travel abroad to places like Europe and Asia, but a growing number of Canadians are exploring the wonders of our home and native land. Many Canadian are doing so without the added protection of travel insurance, which opens...

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Everything You Need to Know About Group Insurance Renewals

Jul 16 | 2019 Benefits

Understanding the various forces at work when it comes to a benefits plan renewal can be daunting for employers and Advisors alike. However, having a general knowledge of what goes on behind the scenes can help both parties make more informed decisions at plan implementation and plan renewal. Here’s what...

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Why Should Employers Provide Disability Insurance?

Jul 09 | 2019 Benefits

What is the Difference Between Short- and Long-Term Disability Insurance? There are two types of Disability Insurance: Short-Term Disability (STD) Insurance As the name implies, Short-Term Disability (STD) exists to replace a regular income for a short period of time, typically for a maximum of 13 – 26 weeks. During...

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Your Guide to Health Care Spending Accounts (HCSA)

Jun 25 | 2019 Benefits

Health Care Spending Accounts (HCSA)s, sometimes known as Health Spending Accounts (HSA)s, are an increasingly popular alternative or top up to traditional health and dental solutions typically found in an employee benefits plan. We generally don’t like to brag (we’re making an exception in this case), but we were talking...

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How a Group Insurance Advisor Demonstrates Value

Jun 04 | 2019 Benefits

Last week, we wrote about something near and dear to our hearts as a company: why employers should use a group insurance Advisor. At Benefits by Design (BBD) Inc., we believe that there is no direct, and we double down on this belief by supporting our Advisor partners in growing...

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Why You Should Use A Group Insurance Advisor

May 28 | 2019 Benefits

With the emergence of new technologies like robo-advisors and direct sales tools, it’s easier than ever before for employers to dive right into providing group benefits for their employees. But is that a good thing? Well, yes – and no. These new technologies make accessing and signing up for benefits...

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