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Health Care Spending Account Application

A Health Care Spending Account (HCSA) provides a non-taxable alternative or supplement to a traditional benefits plan. Employers select a dollar amount for their employees to spend on eligible expenses and the employee decides how to spend the money.

HCSAs are regulated by the Canada Revenue Agency (CRA), and only expenses listed as eligible by the CRA can be covered by a HCSA.

Learn more about HCSAs.

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Ellie Orsten


Ellie Orsten is a Financial Advisor in Lethbridge, Alberta. Serving all types of clients from business owners, business partnerships, families, and individuals.

Ellie specializes in the following: Health Spending Accounts, Life Insurance, Disability Insurance, Critical Illness Insurance, Group Health Plans, and Business overhead insurance.

Ellie's goal is to find her clients a financial protection coverage solution.