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Insurance Plans

Add value to your association by providing member companies with access to competitive insurance products and services.


Unlike most association benefit plans, which require member companies to guarantee a level of commitment to the insurance company at the start, we have developed a comprehensive association benefits package that requires no minimum participation to initiate.

Association plans are flexible, sustainable, and customized for the industry and members being covered. The administration is handled by BBD, saving member groups time and letting them focus on what they do best.

Our Association

Flexible Plan

Meet the unique needs of every affinity member.

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Customizable Plan Designs

Customizable plan designs for each member company.

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Cost Containment

Cost containment options to save your members’ money.

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Options for One Life Companies

Plan options available for member companies as small as one employee.


Offer your association members more for their plan.

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Direct Order Pharmacies

Access to direct order pharmacies to help reduce prescription costs.


Executive Services

Additional available services for owners and executives.

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Service Team

Supported by our best-in-class client services team.

Online Benefits

Digital user experience for group insurance administration.


Benefits Administration

Access to our online benefits administration system, for member companies.

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Seamless Integration

Integration with leading insurance carriers.


One Booklet, One Invoice

One booklet and one invoice, regardless of the number of carriers used.

What Our Associations Say:

The Ottawa Construction Association is happy to have partnered up with Certika Financial and Benefits by Design not only for our team’s Group Benefits but as well as our Sponsored Employee Benefits Program for all of our member firms. The team at Certika Financial and Benefits by Design has been easily accessible, professional, and extremely helpful to meet all of our and our members’ needs.

Stephanie Wallace

Director, Membership Liaison and Development

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Contact us to discuss your needs and learn about the plans we offer!

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