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Scary statistics that will make you rethink not having critical illness insurance 

By: Benefits by Design | Tuesday October 31, 2023

Updated : Monday October 30, 2023

For Halloween this year, we’ve gathered some scary statistics to make you reconsider whether or not to provide critical illness coverage. Understanding the risk of being diagnosed with a chronic disease or illness shows how critical illness insurance can help Canadian employees who are battling with one.  

Scary statistics on cancer  

Cancer can strike anyone, at any time in their life. And unfortunately, even the most seemingly healthy person can be diagnosed with cancer. Here are some alarming statistics on cancer in our country:

Critical Illness and Chronic Disease Statistics in Canada ( 

Scary Statistics on Heart Disease and stroke 

Heart disease and stroke are some of the deadliest non-communicable diseases in the world. Non-communicable means that it is not passed directly from person to person. And Canadians are not immune. 

there were over 108 thousand strokes in Canada in 2022.  Source:

Heart Disease Prevention for Employees  – Benefits by Design ( 

Scary statistics on dementia (including Alzheimer’s disease) 

It’s no secret that dementia tends to affect older people more than younger people. But did you know that women are more affected than men? Alzheimer’s disease is the leading cause of dementia, but it does not account for all cases. 

There are 76,000 new cases of dementia diagnosed each year in Canada. Source:

Employers can give their employees peace of mind by providing them with critical illness insurance: “An insurance policy that pays out a lump sum if the policyholder is diagnosed with a critical illness, such as stroke, cancer, or heart disease.” – Benefits by Design Dictionary blog 

The critical illness benefit is flexible 

Critical illness insurance is one of the most flexible benefits for employees if they need to make a claim. It provides them with a lump sum benefit – to use however they wish – should they be diagnosed with one of the critical conditions covered under the plan.  

And when we say to use however they wish, we mean it! Hence why it’s so flexible. An employee could use it to retrofit their house with mobility devices to assist them getting around. It can be used to cover the cost of medication, or to cover regular monthly bills. Or it can even be used to go on vacation and spend time de-stressing – the sky’s the limit, it’s their money once paid. And it’s a tax-free benefit, so the employee does not have to pay taxes on the amount they receive. 

Employees with critical illness coverage know that should the worst occur, their finances won’t turn into a scary monster. And this can help with employee productivity, engagement, and retention. We hope these scary statistics don’t keep you up tonight. 

Want to learn more about how critical illness insurance can help your business?

What is Critical Illness Insurance and What is Covered?


1 – Canadian Cancer Society: Cancer statistics at a glance. 

2 – Canadian Cancer Society: Canadian Cancer Statistics: A 2022 special report on cancer prevalence: 2022_prevalence_report_final_en.pdf ( 

3 – Heart and Stroke Foundation: Lives disrupted: The impact of stroke on women. strokereport2018.ashx ( 

4 – Heart and Stroke Foundation: Stroke in Canada is on the rise. Stroke in Canada is on the rise | Heart and Stroke Foundation 

5 – Statistics Canada: Blood pressure for adults, 2016-2019. Blood pressure of adults, 2016-2019 ( 

6 – Heart and Stroke Foundation: Saving lives. Saving lives | Heart and Stroke Foundation 

7 – Government of Canada: Heart disease in Canada. Heart Disease in Canada – 

8 – WHO: Non-communicable disease. Noncommunicable diseases ( 

9 – Alzheimer’s Association: the worldwide cost of dementia in 2019. The worldwide costs of dementia in 2019 – Wimo – 2023 – Alzheimer’s & Dementia – Wiley Online Library 

10 – WHO: Dementia. Dementia ( 

11 – Dementia in Canada, including Alzheimer’s disease. Dementia in Canada, including Alzheimer’s Disease: Highlights from the Canadian Chronic Disease Surveillance System – 

12 – Alzheimer’s Society: Dementia numbers in Canada. Dementia numbers in Canada | Alzheimer Society of Canada