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4 Common Objections Around Group Travel Insurance

By: Benefits by Design | Tuesday July 23, 2019

Updated : Wednesday September 9, 2020

If you’re like most Canadians, you travel — a lot. Many Canadians travel abroad, but a growing number are exploring the wonders of our home and native land. Unfortunately, many do so without the added protection of travel insurance, opening up their families and themselves to significant financial risk.

What is Travel Insurance and What Do I Need to Know Before Travelling?

We’re here to dispel some myths about travel insurance and to double-down on the question: why should employers add group travel insurance to their employee benefits plan?

“My employees don’t need travel insurance if they travel within Canada.” 

This is one of the most common myths among travelling Canadians.

Each province has different healthcare systems with varying coverage, so travel insurance is still a must. Additionally, certain provinces may not cover many emergency expenses.

For example, in cases where air-ambulances are required following an accident or injury, your province may not pick up that $25,000+ tab.

“Travel insurance is expensive.” 

Although rates vary from carrier-to-carrier, you can rest assured you’ll pay significantly less in premiums than you would an expensive claim.

 “Getting sick or injured while travelling won’t happen to my employees.” 

Accidents can happen anytime, anywhere —just check out these stories. The last place you want them to happen is somewhere you don’t have coverage.

 “Credit cards provide this insurance already.” 

Generally speaking, credit card travel coverage is not very comprehensive. It may not protect you in the event of a major accident, illness, or injury. Travel insurance will protect you far better in the event of a major accident, injury, or illness.

Introducing AwayCare: Group Travel Insurance Provider

As spending accounts like a Health Care Spending Account (HCSA) or a Personal Spending Account (PSA) become increasingly popular, we see a need for a standalone group travel insurance product.

That’s where AwayCare comes in! AwayCare is a premier travel insurance Managing General Agent (MGA) specializing in out-of-country and out-of-province medical coverage for Canadians. This coverage can be added to new or existing plans and paired with almost any benefit through BBD.

Speak with Your Group Insurance Advisor

Your Group Insurance Advisor can help you determine if a group travel insurance policy is a worthy addition to your plan!

Don’t have a group insurance Advisor yet? We know some of the best! Let us connect you with one from our network of 1,000+ Advisors.

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