Benepac®

A defined benefits solution that protects employees’ health and financial security.

Benepac®

A defined benefits solution that protects employees’ health and financial security.

Benepac®

A defined benefits solution that protects employees’ health and financial security.

Benepac provides benefits to:

Over 3,000 employers with a wide range of coverage

Over 33,000 employees across Canada

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Businesses with three or more lives in any approved industry

How it Works

Employers, in collaboration with their licensed insurance Advisor*, evaluate the needs of the employer and the employees to select the benefits they want. By thinking of Benepac like a building block, employers take the pieces of a benefits plan and build one that works for them.

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*Don’t have an Advisor? Complete the form below and we’ll put you in touch.

Watch how you can build the Benepac plan that works for you.

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Make it Your Own

Employee Assistance Plan (EAP)

An EAP is a self-referral service providing a pre-set number of hours of professional counselling to insured employees and their eligible family members. It provides immediate help, confidentiality and ongoing support during difficult times.

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Health Care Spending Account (HCSA)

A HCSA allows an employer to decide on a yearly amount to provide employees for eligible expenses.* This allows employees to choose what they want to spend their dollars on, while also providing cost predictability to employers.

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*As determined by the Canada Revenue Agency (CRA).

Personal Spending Account (PSA)

Similar to a Health Care Spending Account in terms of cost predictability, a PSA allows employees to spend their allocation on a wider range of health and well-being benefits, including gym memberships, equipment, education fees, and more.

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Diagnostic Specialist Access Insurance (DSAI)

DSAI allows all insured employees placed on a medical wait-list that exceeds 21 days immediate access to specialist consultations and diagnostic examinations in Canada. This significantly reduces time spent waiting and gets you feeling better faster.

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Medical Second Opinion Services (MSO)

MSO connects you with world-class physicians and healthcare specialists, who review your medical files to determine diagnosis and treatment recommendations. All BBD Benepac plans with Life Insurance include MSO services automatically.

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Online Enrollment

Your employees are on-the-go, why should their group benefits be any different?

Plan Administrators and employees of new groups can register for their benefits plan where it is most convenient for them: online.

Speak with your Advisor to see how Benepac could work for you!

Don’t have an Advisor? Contact us!

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