Benepac®

For businesses as small as three employees, looking for an affordable, fully-insured group benefits plan.

Benepac®

For businesses as small as three employees, looking for an affordable, fully-insured group benefits plan.

Benepac®

For businesses as small as three employees, looking for an affordable, fully-insured group benefits plan.

Packaged Group Benefits Solution

Benepac® is Benefits by Design (BBD) Inc.’s packaged group benefits solution that keeps employees healthy and financially secure. For Benepac, we use the term “packaged” loosely — benefits can be sold individually or on an as-needed basis. With over 40 different plan designs, Benepac scales as your organization’s needs change. Choose from the following:

Pooled Benefits

Life Insurance

Financial assistance in the event of the employee’s death. Basic, optional and dependent life insurance are available.

Learn more about life insurance

Accidental Death & Dismemberment

Financial assistance for a covered employee in the event of bodily harm as the result of an accident.

Critical Illness

Financial assistance for a covered employee in the event of an unexpected serious illness from a predetermined list of covered conditions.

Learn about why critical illness is an important benefit

Disability

Financial assistance for a covered employee who becomes disabled and is unable to perform the duties of their occupation.

Specialty Benefits*

*Embedded in our Benepac® Life Insurance product insured with Empire Life

Medical Second Opinion

Support for a covered employee and eligible dependents facing a serious illness, injury, or surgery or even something lingering such as a chronic illness.

Business Assistance Program

Support for a covered business owner to access experts who can provide information and expertise on legal, human resources, and financial issues.

Health and Dental

Extended Health Care

Coverage for a covered employee and their eligible dependents for prescription drugs, medical items and supplies, paramedical services, travel, and hospital costs.

Dental Care

Coverage for a covered employee and their eligible dependents for basic, major restorative, and/or orthodontic expenses.

Additional Benefits

Diagnostic Specialist Access Insurance

Provides expedited access (three to four days versus the current average of 21) to diagnostic exams (MRI and CT scans) and/or consultations with specialists in Canada.

Learn how DSAI can help you jump the line

Employee Assistance Program

Provides employees and their eligible dependents access to accredited professionals to help work through some of life’s challenges, including family difficulties, work-related difficulties, personal problems, addiction or dependency concerns or elder care issues.

Learn what poor employee mental health costs a business

Health Care Spending Account

A non-taxable, defined-contribution plan where you decide on an amount to provide employees to use for eligible health expenses.

Learn how to provide flexibility and choice with an HCSA

Personal Spending Account

A taxable spending account that covers a range of expenses from childcare to professional development and even gym memberships.

Add flexibility to your benefits plan with a PSA

Online Enrollment

Your employees are on-the-go, why should their group benefits be any different?

Plan Administrators and employees of new groups can register for their benefits plan where it is most convenient for them: online.

Speak with your Advisor to see how Benepac could work for you!

Don’t have an Advisor? Contact us!

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